The Credit Influencer
About Joe- The Credit Influencer
I’ve lived it. Over 30 years in credit — from fixing my own score after a divorce and again after the mortgage crash, to insider insight from Experian.
Click to learn how The Credit Influencer came to be.
The First 4 Steps
The exact first four things I want you to do — no fluff, just action
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The 21 Credit Tools I Recommend
My 21 proven credit tools and offers that I trust and recommend.
I’m not some guy who just read about credit and decided to teach it. I lived it. I fixed my credit twice — once after a divorce in 1999, and again after the mortgage crash in 2015 when I had 14 foreclosures. I know what it’s like to start from rock bottom.
What I’m sharing with you on this site isn’t fluff. It’s not theory. It’s exactly what I did to rebuild my credit from scratch — and it still works today. Every step, every tool, every trick has been tested by me personally.
If your score’s wrecked, if you’ve made mistakes, or if you just never learned this stuff — good. You’re in the right place. Follow what I show you, and you can bounce back, build real credit power, and get access to the money you need.
I’ve fixed my credit twice — once after a divorce, and again after 14 foreclosures. I didn’t just read about it. I lived it. What I’m teaching isn’t fluff, it’s the exact stuff that worked for me — and still works today. If you follow my steps, use the tools I show you, and learn from the mistakes I made, you can rebuild too — even if your score’s a disaster right now.
Videos + Channels
Watch my live trainings, TikToks, and YouTube Shorts — real credit advice, real results. Subscribe to stay updated every week.
Reviews of Credit Products
Not all credit tools are created equal. I review the ones that actually work — no fluff, no scams. These are the ones I trust.
Join / Promote / Affiliates / Earn with The Credit Influencer
Want to earn while sharing real credit solutions? Join our affiliate program or become part of the Credit Influencer team.
Watch The Credit Influencer Live
Discover the resources that can change your financial future.
What Our Clients Say
“Thanks to Joe’s advice, I improved my credit score by 100 points in just six months. His videos are a game-changer!”
“I was skeptical at first, but the credit strategies Joe shares really work. I’ve never felt more financially secure.”
“Joe’s insights helped me choose the right credit card for my needs. I highly recommend his services!”
“The testimonials are true! Joe’s advice has been invaluable in managing my credit effectively.”
“I joined the affiliate program and not only improved my credit but also earned extra income. It’s a win-win!”
“Joe’s straightforward approach to credit management is refreshing and effective. I’m grateful for his guidance.”
Join Our Community
Take the next step in your financial journey by subscribing to our newsletter for the latest credit tips and updates. Or, become part of our affiliate program and start earning while helping others improve their credit. Join us today and make a positive change!
